Today, crypto can solve ordinary household tasks – making purchases on sales platforms and paying for subscriptions or applications. Many financial platforms offer their users digital tools that use crypto for payments. Each of these tools has its unique features.
In this article, we will explore the most convenient and functional method of integrating crypto into everyday life – virtual cards. They are distinguished by their ease of use and rapid conversion of crypto assets into familiar currencies. There are important details to consider when choosing such a card – limits and replenishment methods.
Now, let’s move on to the ranking of the best crypto cards, which will help you make the most efficient use of your digital assets. Our review includes the top five options, distinguished not only by their ease of use but also by favorable conditions for crypto owners.
Best Crypto Cards of 2024
1. PSTNET
PSTNET is a financial platform that issues virtual cryptocurrency cards for various purposes. Some users utilize them for media buying – the service has special cards for many popular platforms and a beneficial cashback program. However, the most popular product of the service is the universal Ultima card. It is used for online purchases and various payments—from Spotify and Netflix to the Apple App Store.
The Ultima cards are dollar-denominated cards of Visa and Mastercard payment systems. They are issued by reliable banks in Europe and the USA. With these cards, you can make payments anywhere Visa or Mastercard is accepted, and transactions are carried out in dollars. The cards are equipped with 3D Secure technology, which ensures the security of transactions.
The cards have no limits on spending and top-ups. Thanks to this feature, Ultima cards are the best virtual dollar crypto cards for online payments, as the user remains completely free in their financial decisions. Additionally, the cards have no fees for transactions, fund withdrawals, or payment cancellations.
Funds can be credited to the card in various ways—through most popular cryptocurrencies like USDT TRC-20/BTC (+15 coins), bank transfers via SEPA/SWIFT, or using other Visa/Mastercard cards. The commission fee is fixed at 2%,
Let’s consider how to obtain the Ultima card:
The Ultima crypto card is available to users immediately after registering on the PSTNET platform.
Registration is very simple – you can use your Google, Telegram, Whatsapp, Apple ID, or email account.
No documents are needed to issue the first card. It is available and active right after registration.
User data verification is only necessary if the top-up amount exceeds $500 or if mass card issuance is required.
With a sufficient level of monthly expenses, it is possible to get the card for free.
Additionally, the service has a functional Telegram bot. It can be used to receive notifications and 3DS codes.
Users can choose a suitable payment plan: pay $7 each week or pay for the year in advance. Currently, there is a 48% discount, so the annual plan costs only $99.
2. Volet
Vollet, formerly known as Advcash, is an international financial platform offering e-wallet and prepaid card services. Vollet collaborates with banks in various countries and supports major payment systems such as Visa, Mastercard, and UnionPay.
Vollet offers several virtual cards, but we will focus on the card that operates internationally, not just in Europe. These are the Global virtual cards, which can be used for online payments and purchases from anywhere in the world. This card is also available as a physical card, with an issuance cost of 95 US dollars.
Currently, Vollet cards support eight cryptocurrencies: Bitcoin (BTC), Ethereum (ETH), Tether (USDT), USD Coin (USDC), Ripple (XRP), Free TON (TON), Litecoin (LTC), and TRON (TRX).
In addition to cryptocurrencies, Vollet cards can be loaded using various methods, including bank transfers, credit and debit cards, and other electronic payment systems.
Funds can be withdrawn from Vollet cards through ATMs using the physical card, as well as via transfers to bank accounts and other e-wallets. The withdrawal process is simple and secure.
Other features of the Global card and Vollet service:
Fees and Limits:
The fees for loading a Vollet card depend on the loading method and currency but typically range from 1% to 3% of the loading amount. There are also limits on transactions and loadings, which vary depending on the user’s level of identity verification.
Registration and Card Issuance:
To obtain a Vollet card, one must register on the platform’s official website by filling out a personal information form. After registration, a verification process, which includes confirming identity and residential address, must be completed. Once these steps are successfully completed, the user can request the physical card. After receiving the physical card, its virtual version can be activated immediately.
Interaction with the Service and Technical Support:
Vollet offers 24/7 technical support and can be accessed through various channels, including email, online chat, and phone.
3. Pyypl
Pyypl is a financial platform that offers virtual cryptocurrency cards in partnership with banks from the United Arab Emirates and Saudi Arabia. These cards support Visa and Mastercard payment systems.
The Pyypl virtual card allows users to make online payments securely and conveniently, without the need for a physical card. Users can instantly create and manage virtual cards through the Pyypl mobile app.
Currently, the Pyypl card supports five popular cryptocurrencies: Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Bitcoin Cash (BCH), and Ripple (XRP).
Card loading options include standard bank transfers, PayPal, and some digital cryptocurrency wallets.
Funds from the Pyypl card can be withdrawn to a bank account or another cryptocurrency wallet.
Other features of the Pyypl card and its services include:
Loading Fees and Limits:
- The fee for loading the card is 1% of the deposit amount.
- The maximum per transaction is $10,000.
- The daily spending limit is $20,000.
- The maximum card loading is $50,000 per month.
Other Limits:
The maximum number of transactions per month is 100.
Registration and Card Issuance Process:
To obtain a Pyypl card, one must download the mobile app and register by providing personal information.
Afterward, identity verification is required by uploading document images (passport or ID card).
Once verification is successfully completed, the virtual card is activated immediately, and the verification process usually takes from a few minutes to several hours, depending on system load.
Interaction with the Service and Technical Support:
Pyypl offers 24/7 technical support through chat in the mobile app and via email.
4. Bybit
Bybit is a cryptocurrency exchange that offers virtual cards for international payments, facilitating the everyday use of cryptocurrencies. The Bybit card operates on the Visa/Mastercard network, making it accepted at millions of trading points worldwide.
Outstanding Features
Card Loading Options:
The Bybit card supports several major cryptocurrencies, including BTC, ETH, USDT, USDC, and a few other cryptocurrencies.
Fiat Currency Options:
Depending on the user’s residence, the Bybit card can operate with euros (EUR) or British pounds (GBP).
Fee System:
Currency conversion fee: 0.5% on top of the Mastercard exchange rate.
Cryptocurrency liquidation fee: 0.9%.
Registration and Card Issuance:
To obtain a Bybit card, users must complete a simple application process that includes verifying identity and residence address, including presenting a national ID card or passport.
Security Features:
The card uses EMV 3-D Secure technology to protect users from fraud during online transactions.
Rapid Technical Support:
The technical support service is continuously available without long waiting times.
5. NEXO
The Nexo card is a cryptocurrency card issued by the Nexo lending platform. The Nexo card operates on the Mastercard network and can be used anywhere Mastercard is accepted. The card allows users to spend without selling their cryptocurrency. Instead, Nexo provides a credit line secured by the user’s crypto assets. This approach enables users to retain ownership of their digital assets while utilizing their value for spending.
The card is not just a credit card but also offers cashback rewards – up to 2% cashback in Nexo tokens (NEXO) or 0.5% in Bitcoin for every purchase made with the Nexo card.
Outstanding Benefits
Card Loading Options:
The Nexo card supports numerous cryptocurrencies. The supported cryptocurrencies include popular ones such as BTC, ETH, BNB, and many others.
Registration and Card Application Process:
It is important to note that the issuance of the Nexo card is only available to residents of the European Union.
The registration process includes verifying user data.
The card is issued through the Nexo app.
Advantageous Fee System:
Users do not pay transaction, maintenance, or inactivity fees.
Cash withdrawal fees depend on the method of withdrawal and the location of the withdrawal.
Security:
Nexo employs advanced security measures, including high-level encryption and 24/7 fraud monitoring.
Customer Service:
Technical support can be contacted via live chat, email, or by filling out a form on the service’s website.
In conclusion, it is important to note that when choosing a cryptocurrency card, attention should be paid to its limits and reloading options to select the most suitable option.
